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UK fund fails to match EU development money, say Scotland and Wales
Main Post: UK fund fails to match EU development money, say Scotland and Wales
Top Comment:
say Scotland and Wales
No, the funds fail to match EU development money say the numbers, point out Scotland and Wales.
And this doesn't even point out how the UK taking over the process directly undermines the devolution process.
UK failure to tackle ‘dirty money’ led to it ‘laundering Russia’s war funds’
Main Post: UK failure to tackle ‘dirty money’ led to it ‘laundering Russia’s war funds’
Top Comment:
Considering the Russia report Boris tried to hide, any other reason why Tories are traitors?
Payment failure but money still being taken
Main Post:
So I attempted to buy some coins using the binance app, was asked to approve the purchase with the bank app, I approve it and go back to the binance app and it then tells me the purchase failed. It took me off the screen and now I see a pending transaction for the amount I tried spending for nothing in return. It's currently a pending transaction on my bank, how can I be refunded the money? The history details of the coin I tried to buy even tells me the payment process failed.
Top Comment:
I just got a similar thing. Approved by the card provider but then a payment failed message from Binance. It’s really annoying!
Should I put my money in a stock too big to fail?
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I don’t know if this is a stupid question but I’ve got £6000 in savings right now and I was wondering about low risk ways to steadily make a small amount of money instead of letting it stay dormant in my bank. I know very little of the market so my question is basically just the title. Is it worth it to put my £6000 in a company like Microsoft, Apple, Amazon etc that are ‘too big to fail?’ I’ve seen Microsoft has doubled their stock price in the last 2 years and that’s nearly the same for Apple so is it it’s common knowledge to do that?
Again I’m very clueless in the market so don’t jump me and call me dumb if this is a stupid suggestion lol
Top Comment:
Lehmans market cap in 08 was 50 billion. IBM used to dominate technology space. I can list hundreds. Everything can fail, and on a long enough time horizon (30-50 years), even the big players lose dominance
ELI5: How do banks fail and what happens next?
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Hey everyone. Been seeing a lot of articles about Silicon Valley Bank failing. Says it was the first big bank since 2008 to do so.
How does this happen, what does this mean, what happens next?
Top Comment: This bank targets starts up. They have looser "riskier" profiles they will lend to and offer high returns for accounts. They were heavily invested in long term bonds. When the govt started raising bonds, existing bonds become less appealing because they had lower rates. This is important. When the govt raises the price to borrow, lending slows. Starts-ups....start up less because it expensive. Investment slow, banks taking in less money (assets.) Now at the same time, the banks clients are feeling the same pressure so they withdraw money from the bank. The bank now has to sell the bonds it bought at a discount, essentially taking a less to pay back it's clients. Multiply this out and suddenly the bank fails because it can't repay everyone who is asking for their money because they've lost money. Think of this way - pretend 10 people gave you 1000 dollars each a year ago. You put $9000 in the stock market and hold on to $1000. The S&P has dropped ~8% in the last year so your investment is currently worth $8280 All 10 people ask for their money back. You cover the first person with cash on hand ($1000) You cover 8 other people ($8000) You can only give $280 to the last person. You now have no money or investment (assets) and you still owe $720. Youre bankrupt (failed.) Now the govt comes and steps in (in reality before you've sold all your investments) and takes your assets or has a healthy bank takeover. They pay the customers the federally protected amount $250k with any remaining money + govt money. If you were owed more than that you get certificate saying you'll get the rest if possible, but without certainty and not from the govt purse.
Why do 95% of traders fail? SERIOUS question!
Main Post:
In your opinion or experience as a trader, why do you think 95% of traders are not consistently profitable?
Why are 95% of traders in a boom and bust cycle?
If this was any other profession, the schools would be closed!
EDIT 1: According to you, here are the top 7 reasons:
- Human Emotions aka trading psychology
- Lack of discipline
- Lack of money
- Unrealistic Expectations
- Lack of strategy/Edge
- Lack of risk management (not pressing winners and cutting losers)
- Barrier of Entry/Trading is hard
Top Comment: Because of the low barrier of entry combined with false expectations
Why do most traders lose money after just a few months?
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If you look at the stats, more than 90% of retail traders blow up their accounts within the first six months. But why does this happen? Are they just bad at trading? Not really. The truth is, most traders start with the wrong expectations, no real strategy, and absolutely no risk management.
One of the biggest reasons traders fail early on is because they come in thinking trading is a quick way to make money.
Social media is full of people showing off huge profits, flipping small accounts into massive ones, and making it look easy. So new traders jump in believing they can turn a few hundred dollars into thousands in no time. Reality check—trading is a skill that takes time to develop. The first few months shouldn't even be about making money. They should be about learning how the market moves, how to manage risk, and how to control emotions.
Another reason most traders fail is that they don’t have a plan. They see a setup and take the trade just because it "looks good," without any real strategy behind it. There’s no clear entry or exit plan, no risk management, no understanding of why they’re even in the trade. Then, when things go wrong, they panic, close too early, or let losses run. Trading without a structured plan is gambling. The ones who survive long-term treat it like a business.
Risk management is another killer. A lot of new traders take on way too much risk per trade. They use high leverage, place oversized positions, and sometimes don’t even set stop-losses. They think one big win will make them profitable. But in reality, all it takes is one or two bad trades to wipe out weeks of progress. Professionals focus on protecting their capital first, knowing that profits come as a result of solid risk control. If you’re risking more than 1-2% of your account per trade, it’s just a matter of time before a few bad trades put you out of the game.
Then there’s the issue of handling losses. Nobody likes to lose, but trading is all about probabilities. Even the best traders take losses, but what separates them from the rest is how they handle them. A lot of retail traders refuse to accept when they’re wrong. Instead of closing the trade, they widen their stop, hoping the market will reverse. Or worse, they start revenge trading—jumping into new positions just to recover losses quickly, which usually leads to even bigger mistakes. Learning to accept losses as part of the process is one of the hardest but most important skills in trading.
And let’s not forget about strategy hopping. Many traders never give a strategy enough time to prove itself. They take a few losses, assume the strategy is bad, and start looking for something new. This cycle repeats over and over, and they never develop consistency. No strategy works 100% of the time, and every approach will have good and bad periods. The key is sticking to a strategy long enough to evaluate its real performance instead of constantly switching.
Most traders don’t fail because the market is rigged or because making money is impossible. They fail because they make preventable mistakes—bad risk management, emotional decision-making, lack of discipline. The ones who survive are those who treat trading as a long-term process, not a quick money scheme.
If you’ve been through the first few months of trading, what was the biggest mistake you made? Let’s talk about it in the comments.
Top Comment: Temptation, anxiousness, false belief of thinking their system is bullet proof, greed and lack of patience.